The headline “suicide” probably jumped out at you like a red flag in front of a mad bull. Suicide is nothing to take lightly, and it certainly isn’t in this case here. Chantix, an anti-smoking drug created by the pharmaceutical mega-giant Pfizer, has been linked to cases of depression, psychiatric problems and even suicide. Maybe you have never heard of the drug, but you probably know someone in your life who is a smoker. If they have ever thought of quitting, pass this vital information along to them.

What is Chantix?

According to drugs.com, Chantix “is used as a smoking cessation medicine or treatment. It is used together with behavior modification and counseling support to help you stop smoking cigarettes. Chantix works in the brain to block the pleasurable effects of smoking. This helps to decrease your desire to keep smoking.” That right there might be a warning sign for some: “works in the brain.” Taking a drug like this is no lighthearted undertaking; it literally affects the way your mind thinks and feels about smoking, and obviously other things in your life as well, and as you will see below, has had disastrous side effects.

(more…)

photo credit: hans s

Let’s pretend for a minute that you could decide what a year of your life would be worth. That decision would be based on what you felt a year of ‘quality life’ would be worth for you to have to give up, forgetting about any life insurance policies or coverage that you may have. It will probably be a very hard figure for you to come up with and will depend on whether you’re young and single or older with a family depending on you to take care of them. Would it be one million dollars? More? Less?

Life is Worth Less Than You May Think

Well, would you believe that the value of a year of life has been calculated and standardized by life insurance companies as being worth…are you ready for this?

(more…)

photo credit: Daquella manera

Outbreaks of resurging or new infectious diseases – many from foreign countries – kill more than 170,000 people in America each year. That’s a pretty scary statistic. Newly discovered global pandemics or even bio-terrorist attacks, are a real threat to the security of the nation. How would you be prepared for such a medical catastrophe should it happen? What would you do to protect your family in the case of a bio-terrorist attack? These are questions that our parents and grandparents didn’t have to deal with. It’s only in the past decade or so that these outbreaks have become a viable threat to our life.

Even the Plague Can Happen Here

Something as medieval as the plague can happen again. There have been recent outbreaks of pneumonic plague even in the United States. While the cases were diagnosed and quickly treated, there’s no way of predicting what would happen if it occurred in another country where the medical treatments couldn’t handle the problem quickly enough. The disease would spread at a phenomenal rate and eventually end up on our shore. Pneumonic plague is usually fatal in 65% of cases – even with proper medical treatment. Epidemics such as influenza, HIV, West Nile virus and SARS have become real medical threats in the past few years, with varying success of treating and slowing the spread of the diseases.

(more…)

photo credit: Kah Zanon.

It may seem like just a harmless habit that anyone can stop at any time, but smoking tobacco is one of the hardest addictions to break. In young people, the damage from tobacco smoke can also cause lung development to be reduced, which will have an impact on maximum lung functions later in life. Teenagers also are at a much higher risk of addiction because teens become addicted to substances at a much faster rate.

Life Insurance for Sons and Daughters Who Smoke

In addition to your young one being at risk for all of these negative effects, you may find another shocker – and that’s in the pocket-book. Life insurance for your teenager or college-age son or daughter may cost you as much as $350 / month more. That’s because life insurance policies are able to set higher rates for smokers. The way each company sets their premium varies, but it’s often determined by how much tobacco your son or daughter consumes.

(more…)

Your Chances of Dying in a Lightning Strike Are Greater Than…

Some people love the sound of thunder and of rain pattering against the windows, but others worry about being killed by lightning during a thunderstorm. Just how likely is it really that you’ll die this way? Well, each year about 1 in 3 million people are killed by lightning. Your lifetime risk of dying from a lightning strike is about 1 in 80,000. To put it in perspective, here are five even less likely ways to die.

(more…)