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Gerber Life Insurance Company

Gerber Company Information

The Gerber Life Insurance Company has been providing a range of reliable insurance products since 1967. As an affiliate of the Gerber Products Company, Gerber Life specializes in servicing young families on a limited budget with financial security and protection for their families by providing affordable juvenile and adult life insurance. Gerber Life is the chosen insurance provider for over two million people and is licensed throughout the United States, Canada and Puerto Rico. Because Gerber Life is conservatively managed, the company is able to ensure for its customers long-term growth and financial stability.

Gerber Products

  • Whole Life Insurance

    • The GROW-UP PlanŽ: The GROW-UP PlanŽ is an insurance policy designed for healthy children ages 14 days through 12 years. Purchased by parents and grandparents, the GROW-UP PlanŽ offers coverage up to $30,000 which doubles at the age of 21 and builds cash value without cost ever increasing.

    • Young Adult Plan: Gerber Life's Young Adult Whole Life Insurance plan is designed for young people age 13 through 17. This plan comes with affordable premiums that are guaranteed not to increase for the life of the policy. Purchased by parents and grandparents, this policy carries cash benefits and a guaranteed option for more insurance coverage in the future even if unexpected health problems should arise.

    • Gerber Life's Whole Life Insurance Policy: The Whole Life plan is available to anyone age 18-65 and the longer the policy is active the more cash and loan value it builds without ever experiencing an increase in premium. Eventually, this policy can pay for its self if the cash value collected is used to pay the policy premium. As an additional safeguard, premiums are not charged to those who have become totally disabled before age 60.

  • Term Life Insurance

    • Gerber Life Easy Plan: The Gerber Life Easy Plan provides adults ages 18 to 70 with coverage up to $95,000 cash benefit with options of 10-year or 20-year terms. This policy is renewable annually without taking a physical exam and can be converted to a Whole Life policy up until the age of 65.

    • 10-Year Term Life Insurance Policy: The Gerber Life 10-Year Term plan is designed for adults ages 18 to 59 on a tight budget with high insurance needs. With coverage up to $50,000, families can rest easy knowing that their policy rates are fixed and guaranteed to never increase for 10 years. This plan is renewable every 10 years up until age 75 without having to undergo a physical and can be converted to a Whole Life policy until age 70 without a medical exam.

    • 20-Year Term Life Insurance Policy: The Gerber Life 20-Year Term Life plan is offered to adults ages 18 to 49 and provides fixed rate, affordable premiums for the life of the policy. After 20 years, the option to renew is guaranteed and may be converted to a Whole Life policy without medical exam until age 65.

    • Gerber Life's Guaranteed Life Burial Expense Plan: This insurance policy is guaranteed coverage for those ages 50 to 75 up to $7,000 and has the added benefit of building cash value.

    • Gerber Life's Accident Protection Plan: Those ages 19 to 79 are eligible for up to $75,000 in accidental death protection regardless of health or occupation. A combined total coverage of $100,000 is available for both the policyholder and their spouse.

Gerber Ratings

AM Best A

Gerber Company Contact InformatInsuranceion

1311 Mamaroneck Avenue
White Plains, NY 10605
www.gerberlife.com

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