The Guardian Life Insurance Company of America
was founded in 1860 and is currently the fourth largest mutual
life insurance company in the Unites States. With over 80
agencies nationwide, Guardian Life and its subsidiaries offer
a range of insurance protection to individuals and businesses.
Its insurance products include life insurance, disability
insurance and health and dental insurance.
Guardian Life is a mutual company with a responsibility
to provide strength and stability to their investors and policyholders.
Unlike many publicly owned insurance companies, Guardian Life
does not choose between the best interests of their shareholders
and those of their policyholders. Instead, the idea of mutual
status is a continued company mission and practice, which
profits all parties equally.
Over the years, Guardian Life has built a reputation
of professionalism, quality, performance, accessibility and
value. Their mission toward excellence has enabled them to
become an industry leader in client satisfaction, sales growth
and financial profitability.
Guardian Products
Whole Life Insurance: Whole Life Insurance plans usually have fixed
premiums and can accumulate a guaranteed cash value. Dividends,
which are not always guaranteed, can increase the policy cash
value.
Variable Whole Life Insurance: Variable Whole Life Insurance is a form of permanent
life insurance, however; the death benefit and cash value of
the policy fluctuates according to investment performance.
With variable life insurance the policyholder decides where
to invest their money with some safeguards due to a guaranteed
death benefit minimum supported by many insurance policies.
Unfortunately, a minimum cash value is not always guaranteed.
Universal Life Insurance: Universal Life Insurance offers flexible premiums
and as a variation of permanent life insurance offers the
choice of either a level or increasing death benefit. Cash
value does build with a Universal Life policy but the cash
value is based on the success of the company and the amount
of premium paid.
Variable Universal Life Insurance: Variable Universal Life Insurance is a combination
of the premium and death benefit flexibility of universal
life insurance with the investment flexibility and risk of
variable life insurance. With both variable whole life and
variable universal life insurances the insured bears the investment
risk.
* My-Life-Insured.com makes no representation, express or implied, that you will receive a quote from the company or companies profiled on this page. My-Life-Insured.com provides free information concerning companies, insurance products and services but is not an agency or an insurer. Not all products are available in all states, and no guarantees regarding same are made herein. Please speak to a licensed insurance agent for more information. Read more about us.
Key Fact:
Less than half (47%) of U.S. households own individual life insurance. Don't be one of them. Safeguard your assets and protect your loved ones by finding a life insurance policy that fits your needs.
