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MassMutual (The Massachusetts Mutual Life Insurance Company)

MassMutual Company Information

MassMutual Financial Group, best known by its life insurance arm, the Massachusetts Mutual Life Insurance Company, is a Fortune 100 company providing financial services to a global clientele of over 11 million. This extensive network of customers was built on MassMutual’s long-standing reputation of rock-solid financial strength and stability.

Founded in 1851, the company has survived five wars, as well as the Great Depression, and an ever-fluctuating market. MassMutual remained successful throughout the turbulent course of history by adhering to a simple philosophy: “You can’t predict. You can prepare.®” Careful preparation and financial planning is the heart of MassMutual and the reason why their clients are among the most well-protected and financially secure in the business.

MassMutual Life Insurance Policies

  • Term Life Insurance: MassMutual has everything from a one-year term (nonconvertible/nonrenewable) product to policies with term periods of 5, 10, or more years. Unlike some companies, which offer only one “blanket” term life insurance policy, MassMutual has a full range of term products to cater to your personal financial needs.

  • Whole Life Insurance: MassMutual is proud to offer 10 separate whole life products to accommodate your financial objectives. Each has the triple guarantee of level premiums, cash values, and death benefit, while giving you the potential for receiving dividends.

  • Universal Life Insurance: MassMutual can boast one of the most comprehensive portfolios of universal life products on the market. They offer flexible premiums and adjustable death benefit and combine this flexibility with a wealth of available guarantees: minimum interest rate, operating charges, and some even have no-lapse guarantees, so that as long as you pay the minimum premium, you won’t lose coverage.

  • Variable Universal Life Insurance:
    • VUL Guard: This policy combines a guaranteed death benefit with the potential for wealth accumulation via investment options.
    • Survivorship VUL Guard: This product offers many of the same benefits as the regular VUL Guard but it covers two persons and pays the death benefit after the death of the second party.
    • Variable Universal Life II: This VUL product combines a death benefit with the option to directly allocate premium funds into investments.
    • Survivorship Variable Universal Life II: This policy represents the second-to-die version of the VUL II.

MassMutual Ratings

AM Best A++
Fitch AAA
Moody’s Aa1
S&P AAA

MassMutual Contact Information

1295 State Street
Springfield, Massachusetts 01111
www.massmutual.com

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