Since its founding in 1880, Minnesota Life Insurance Company has provided financial security to millions of individuals through a varied line of pension and investment products. As one of the nation’s most highly rated and regarded financial institutions, Minnesota Life has served clients by combining quality service with flexible and dependable products. Minnesota Life manages over $24 billion in assets, services all 50 states and Puerto Rico, provides over $430 billion of life insurance protection and has secured itself as one of the strongest life insurers in the nation.
Advantage Term: Advantage Term life insurance is a competitively priced coverage plan with valuable benefits, reasonable payment plans and riders. The Advantage Term policy allows you to covert your plan to permanent coverage anytime during the first 10 years, prior to age 65.
Adjustable Life Insurance
Adjustable Life Legend (AL Legend): Adjustable Life Legend is a coverage plan with built in flexibility options to suit your changing life insurance needs. AL Legend has the strength to protect your family in the event of a death while building cash value for the future.
Adjustable Life Summit (AL Summit): The Adjustable Summit policy offers many desirable features that have been designed to cater to the needs of the policyholder. This innovative protection plan has lower premiums and coverage that will last you a lifetime, even if you live to be 121 years old. Because the average American is living longer, Minnesota Life has constructed this plan to address any and all eventualities that should arise.
Classic Life: A Classic Life policy allows you to protect the financial security of your family while offering low premiums, insurance that will never decrease, the option to shorten your premium payment schedule and cash values that can be drawn upon when needed.
Variable Adjustable Life Summit (VAL Summit): Variable Adjustable Life Summit is a policy that offers guaranteed insurance protection, income tax advantages, the adjustability to meet specific financial goals, traditional insurance provisions and investment flexibility. As a policyholder you have the option to adjust your protection coverage and premiums throughout your entire lifetime.
Variable Adjustable Life (VAL) Horizon: The Variable Adjustable Life Horizon plan was designed to provide cash value accumulation and living benefits in addition to guaranteed death benefit protection. This well-funded policy is great for older individuals because it offers access to large amounts money through cash value accumulation.
Variable Adjustable Life Survivor (VAL Survivor): The VAL Survivor plan combines economical second-to-die coverage while offering investment flexibility, traditional insurance provisions, guaranteed insurance protection, access to cash values, tax advantages and the ability to meet estate planning needs. This plan was designed for individuals who want to save their heirlooms from being swallowed up by an estate tax.
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Key Fact:
Less than half (47%) of U.S. households own individual life insurance. Don't be one of them. Safeguard your assets and protect your loved ones by finding a life insurance policy that fits your needs.
