Founded in 1867 in Cincinnati, Ohio, Union Central
Life Insurance Company has grown to become one of the 10 largest
mutual life insurance companies. For five generations, Union
Central Life has been providing customers high quality products
and services. Their success is rooted in their adherence to
quality, integrity, and financial soundness.
Union Central Products
Keystone Term
Life Insurance: This is a good economical choice
for families during their critical growing years. Level
term periods for 1, 10, 15, 20, or 30 years. Each plan is
annually renewable to age 100. This plan can be converted
to a permanent plan using Keystone Term credits.
Excel Provider UL: Offers
the flexibility and benefits of universal
life insurance and provides a death benefit
guarantee upon satisfaction of policy requirements. Includes
a Lapse Protection Benefit to protect against declines in
interest rates, which can be maintained for any desired
period.
Excel Protector: Offers
low cost permanent death protection, as well as cash value
growth at competitive interest rates. This plan offers a
flexible premium and riders to help policyholders to meet
their financial needs.
Excel Edge: A universal
life insurance product that offers a minimum
death benefit of $1 million, and is designed to provide
efficient long-term protection. This plan offers competitive
rates and access to cash value with low net cost loans and
no pro rata charges for partial surrenders. Maturity date
can be extended beyond age 100 under certain conditions.
Excel Survivor: A second-to-die
policy, in which death benefits are paid upon the death
of the last surviving insured. Ideal for spouses or business
partners.
Excel Performance 500: Designed
to provide policyholders with returns linked to the S&P
500 Index (without dividends). A minimum guaranteed rate
of return offers the opportunity for growth with minimal
risk compared to other variable products.
Excel Accumulator VUL: A
flexible variable universal life insurance policy suited
for families and businesses. This policy is designed to
provide policyholders with the flexibility to vary the timing
and amount of premium payments, as well to change the amount
of the death benefit.
Whole Life 98: Designed
to provide guaranteed death benefit protection and cash
flow growth. Policy riders can add to the flexibility of
coverage.
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Key Fact:
Less than half (47%) of U.S. households own individual life insurance. Don't be one of them. Safeguard your assets and protect your loved ones by finding a life insurance policy that fits your needs.
